Connection Episode 3

While the list in the will is revealed and…

While the list in the will is revealed and everyone is confused, Won Jong Su, Park Tae Jin, and other friends ultimately oppose Jun Seo's autopsy, but at the request of his wife Choi Ji Yeon, an autopsy is eventually performed. Jae Kyung and Yun Jin head to Lee Myung Guk's house to find out his identity among the people in the will. Omo, these people, not friends even worse than a snake. How could they, can't even imagine.

i am confused about insurance will

insurance is treated as some propertyso dead dude took an insurance and then killed himself and now insurance money would be distributed this look like insurance fraud and its fine........you can take insurance and kill yourself to make your family or friends rich ?